Soothsayer

sooth·say·er (noun) — one who foretells the future; a teller of truths yet to come.

Everything you enter stays in your browser — nothing is sent to any server. Press Save / share to fold your whole reading (people, money, holdings, and goals) into the page link: bookmark it to return later, or send it to someone and they'll open the exact reading you see. The numbers travel inside the link itself. a planning sandbox — see notes

People add anyone in the household

Savings & assets

Investments today $
Save % of income

Concentrated stock optional

Name
Shares
Price $

Returns & economy

Blended drag on investment gains; Social Security taxed at 85% of this.

Retirement spending

Healthcare (per retiree)
added once each person is retired
Before age 65 $/yr
Age 65+ (Medicare) $/yr
Stress test — crash at retirement
2008-style drop in first 2 retirement years

Goals & gifts fully editable

Ending portfolio
Plan status
Earliest everyone retires
 
At retirement
 

Investment portfolio over time

Retirement cash flow — how spending is funded

Social Security vs. portfolio withdrawals

Strategy & risk

Blended return
Inflation
Crash severity (stress)
Single-stock concentration